Malaysia My Second Home programme is open to all foreign citizens wishing to retire or reside in Malaysia on a long term basis. It is fully endorsed by the Government of Malaysia and your immediate family (spouse and children) can also participate in the programme. Here are some of the key benefits of Malaysia My Second Home programme:

• You will get a 10-year Visit Pass and Multiple-Entry Visa (renewable every ten years) which will eventually give you a lifetime easy access to the country

• You can import your car or purchase a new car, tax-free and enjoy other tax incentives

• You can invest and own businesses in Malaysia 

• You can enjoy a luxury lifestyle at a fraction of the costs

The best thing is that you still retain your citizenship and all its privileges in your own country. You can come and go as you wish.  There is no restriction on your stay and traveling.

You definitely need this programme if you currently facing one of the following problems: 

• High cost of living in your own country.

• Dreary weather in your own country causing illnesses or allergies.

• Dream of living in a warm tropical paradise.

• Your nationality limits your investment and entrepreneur abilities.

• Your government levies taxation on your income, assets and capital worldwide.

• Your current place makes you a target for terrorists.

• You and your children must serve in the army.

• Your nationality limits your freedom of traveling.

• Your country is politically unstable.

• You want to change the address of your permanent residency.

• You want to insure your family against unforeseeable misfortunes.

• Rising crime rate and instability inside your own country.

If you are considering where to retire and want to retire overseas, we have some tips for you to consider retire early and rich.  

• Looking for an affordable place to retire is a good idea, even if you think you have plenty of money to retire on.  Remember, you will have to contend with illness and other problems associated with aging.  A cheap retirement means planning for problems you wouldn't even think about during your younger years.  So consider these contingencies when you look for places to live.  Cheap medical insurance policy is one of the solutions.

• The biggest consideration in finding an affordable place to live or retire overseas is housing.  Housing costs will probably consume at least 30 percent of your expenses even though most mortgages have been paid off by retirement age.  This is due to the extreme climate changes and up-keeping of your property.  However in Malaysia, we face moderate warm weather through out the year.  Thus, housing costs and maintenance are very minimum.

• When looking for a cheap place to retire, find out about the rules and regulations in purchasing properties.  How property is taxed, what the tax rates are and what the exemptions are.  There are places which have no income tax, but in addition to a high sales tax there is an intangible personal property tax that taxes a person's investment portfolio.  So it might not be the cheapest place to retire.  There are also tax benefits in moving to Malaysia.  For a foreigner no tax is charged on any income derive outside of the country, there is no inheritance tax and no capital gains tax on assets other than property.  There is also no VAT, but there is a Government Sales Tax (GST) of five percent on hotel and restaurant bills and on professional bills such as lawyers' fees.

• Rather than waiting to move to a new location after you retire, you may wish to consider moving to an affordable place to retire while you are still working.  This will give you extra time and information in planning a cheap retirement that you can enjoy.

Don't wait for the rainy day.  Because after something happens, it could be too late.  As everybody knows, success never comes unexpectedly, you have to work a lot and for a long time to get it.  But misfortune always comes unexpectedly.  It is necessary to plan business and investment in such a way as to avoid paying exorbitant taxes and maximize your disposable income.

This programme is like insurance.  When you really need insurance, it might be too late to get it.  It also takes time to obtain a genuine document.  The list of countries that offers fast legitimate second home programme is shrinking rapidly due to the pressures from countries with high taxation level.  Malaysia offers such an opportunity still.  But there is no guarantee it will not be suspended.  So, do not waste your time, apply for your early retirement visa today to secure your future. 

Live Where You Want To Live ! ~ Live How You Want To Live !

And spend less money doing it !

Need some expert opinion about retiring in Malaysia.  CLICK HERE   to read an article written by Shannon Roxborough  about Malaysia as an Asian Retirement Paradise.  He is an international lifestyle expert with close to 20 years experience.  He has helped hundreds of clients with overseas living, retirement and travel matters.

Still not convinced.  Here's a real life testimony from a very popular website, 50connect.co.uk (live life to the full).  CLICK HERE  to get the story of a couple who are enjoying Malaysian Lifestyle.

Realistic practical life living in Malaysia tropical paradise without working by David McDowell featured in EscapeArtist.com,  CLICK HERE

Don't forget to come back to this site.  You are a step away from living in a tropical paradise dream.

THE PROCEDURE

We have broken up the entire application for Malaysia My Second Home programme procedures into three simple steps:

STEP ONE

Send the following documents to us: (contact us for address)

• Two (2) coloured passport size photographs for each person applying

• Photocopy of the passport (every page) for each person applying

• Marriage certificate if applying with spouse 

• Birth Certificate if applying with children

• Prove of monthly income if applicable. Monthly income in the form of retirement pension/benefits, company's remuneration, certified remuneration voucher plus letter of verification from your company, rental from property owned (receipt and certified rental agreement) and/or other consistent income

• A letter stating your application for Malaysia My Second Home programme

STEP TWO

We will carry out the following registration process : 

• We will notify you upon receiving of your documents ( to check whether is in order)

• Complete Form IM. 12 of The Immigration Department for each applicant. We will notify you on completion of the forms

• You will make an initial deposit of RM 2,000-00 by online payment facility or telegraphic transfer to our Bank account in Malaysia (contact us for Bank account or online payment)

• Upon confirmation of your payment, we will submit the application to The Immigration Department of Malaysia. We will again notify you of the submission by faxing or E-mailing you of the department's acknowledgement

STEP THREE

Once approved, we shall do the followings :

• Upon approval we will notify you by sending the official approval letter from The Immigration Department for you to apply for a Visa to come to Malaysia. However if the application is rejected, we will make an appeal. If it is still finalized as a rejection your deposit will be refunded less processing fee of RM 800-00

• Upon your arrival to endorse your passport with The Immigration, we will assist you to open a fixed deposit account, purchase a medical insurance and medical check-up if necessary

• With the documents, we will accompany you to The Immigration Department for endorsement

• You will settle the balance of our professional fee. Please contact us for full details

• Other assistance like locating the best property most suited to your needs, finding the best vehicle available locally for your budget (exempted for paying tax), obtaining a permanent maid to assist in your daily chores, and other friendly tips

The entire process in obtain the Malaysia My Second Home programme could take between 1 to 2 months.

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